Business Development
- Strong communication skills with the ability to communicate directly with external & internal stakeholder& customers.
- Possess basic credit knowledge
- Excellent local language skills as well as spoken and written English.
- To have complete knowledge of the Product and Policies
- Acquire and increase client base
- Application review and screening
- To perform marketing & business development activities to generate new prospects for achievement of assigned targets.
- Conduct regular market visit and call customers to ensure flawless service quality
- Ensure quality logins and discrepant free cases
- Coordinate with Branches for acquiring new leads
- Follow up on leads provided by Head Office and Branch Banking team
- Strive to ensure achievement of the assigned targets of SAAF Scheme
- Keep track of market competition and the activities being conducted by them
Data Collection, Document Completion & Analysis:
- To continually assess operational risks inherent in the business, considering changing economic, legal/regulatory, market conditions, process/procedure changes, management restructuring and new technology
- Work as a liaison between customers and Processing unit from the time of credit underwriting till final approval from higher authorities.
Compliance and Credit Risk Monitoring & House Keeping:
- Ensure that KYC / AML and other compliance of all regulatory/Banks’s policies
- Ensure compliance of Bank’s credit policy
- Update themselves about the latest policies/ regulations of State bank of Pakistan & other regulatory bodies.
- Follow up and monitor assigned relationships to ensure satisfactory account conduct, compliance of risk covenants and early rectification of various credit related issues.
- To ensure proper housekeeping of the allocated portfolio including timely renewals of limits in line with policy of the bank, submission of stock reports and insurance policies where required.
- Facilitate collections of dues/mark up.
Customer Service
- Continuously monitor customer satisfaction and take proper measures and initiatives to improve overall service level.
- Provide quality services to the existing and potential clients.
Minimum qualifications:
- Diploma/Degree in Business/Finance or related with at least 5 years of work experience in SME banking/finance
Minimum experience:
- At least 3 years of relevant experience. Fresh candidates will be required to go through bank’s prescribed test & undergo relevant trainings